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Financial Services

Preserving your financial future.

JKJ Financial Services is a member firm affiliated with M Financial Group

As one of over 130 Member Firms, we are proud to be a part of M Financial Group, one of the nation’s leading financial services design and distribution companies. Collectively, M Member firms are among the most experienced and largest buyers of insurance and financial products in the nation, creating an unmatched level of experience and purchasing power.

M Financial Group has strategic alliances with a select group of major insurance companies. These carrier relationships have allowed the development of the most innovative products to meet the needs of ultra-affluent individuals and corporate clients. With a strong focus on the long-term attributes of life insurance, M Financial’s commitment to in-force management is a powerful differentiating characteristic.

For Individual
  • Life Insurance for the Affluent Marketplace

    Our experience, dating back to 1934, allows us to serve the needs of affluent individuals, corporate executives and successful entrepreneurs. “Off-the-shelf” life insurance products often do not meet the needs of this group. Our independent structure, along with access to specially designed proprietary products, enable us to develop innovative solutions to your specific needs.

  • Estate, Wealth and Transfer Planning

    Proper estate planning better supports the current and future financial possibilities for you and your family. We are committed to working with you and your family to help determine your long term goals, allowing you to accumulate and transfer your wealth according to your wishes. We will develop a gifting plan which will allow you to strategically reduce the size of your taxable estate. We offer creative solutions aimed to achieve your charitable planning goals without interrupting your family’s long term goals.

For Business
  • Business Continuity

    We develop a plan for your business continuation in the event of an unexpected incident or catastrophe. We enable business owners to affordably acquire other ownership interests and help preserve the financial wellbeing of a deceased owner’s family. We work with you and your professional advisors to bring certainty to the future of your business.

  • Key Man Life Insurance

    We recognize that an unexpected loss of a key employee, not only a business owner, can have a devastating impact on your business. We will design a program that provides funds to aid in the search for a replacement in the event of a key employee’s death. We will develop a program to account for a temporary loss of revenue as a result of a key employee’s death.

  • Supplemental Disability Plans

    Highly compensated employee’s disability coverage usually fails to deliver an adequate level of coverage for the employee. Highly compensated employees can obtain a disproportionate amount of compensation in incentives, bonuses, stock options and other forms of contingent compensation. We can design a supplemental disability plan to give your leadership team the opportunity to cover these other sources of compensation to safeguard their families from a sudden life-changing event.

Securities and Investment Advisory Services Offered Through M Holdings Securities, Inc. A Registered Broker/Dealer and Investment Advisor, Member FINRA/SIPC. The JKJ Companies are independently owned and operated. The JKJ Companies is a member of M Financial Group. Please go to for further details regarding this relationship.
Check the background of this firm and/or investment professional on FINRA’s BrokerCheck
For important information related to M Securities, refer to the M Securities’ Client Relationship Summary (Form CRS) by navigating to
Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States. CA Insurance License #0F84447
This site is for information purposes and should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney, financial or tax advisor or plan provider.

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